Pre-Qualification

Know Your Credit Score,
Know Your Options.

Pre-Qualify with MyCredit™ & Get Your Free Equifax Credit Score. Our experts match you with the best financing options—whether you have good, bad, or no credit history.

Old Way vs MyCredit™

Guessing affordability with zero clarity.
Long waits for approvals and paperwork hassles.
Limited credit options with hidden fees.
Know exactly what you qualify for—no guessing!
Get your free Equifax Credit Score upfront.
Transparent terms, no surprises, no tricks.

All Credit Types Welcome

Find the Best Deal No Matter Your History.

Bad or No Credit

New To Canada

Repossessions

Self-Employed

Bankruptcy

Pension or Disability Income

Collections

How It Works

Get Started with Confidence in Just a Few Steps

Pre-Qualify with MyCredit™

Instantly see your free Equifax® credit score.

Work with Experts

Get personalized financing options tailored for you.

Drive Home Happy

Choose your car with confidence, knowing exactly what you can afford.

Why Choose MyCar for Your Auto Financing?

A Smarter Way to Finance – Transparency, Flexibility, and Instant Results.

Free Equifax® Credit Score

Know where you stand upfront.

Flexible Financing Options

Solutions for every credit situation.

Instant Pre-Qualification

Zero impact on your credit score.

Transparent Loan Terms

No hidden fees, just clear terms.

1146+ Happy Customer

Learn what our customer are saying about MyCar.

FAQs

Got questions about trading in your vehicle? Find clear, straightforward answers to help you make the best decision.

It gives you free access to your Equifax Credit Score and pre-qualification results with no credit impact.

Yes! We offer financing solutions for all credit profiles.

Not always; flexible payment options are available.

This depends on a number of factors, but our team can help you find the best one for you.

Yes, you can finance over the long term to get a lower payment, then make supplementary payments to pay off that loan faster.

Yes. First you need to get pre-approved and booked for a vehicle appraisal. The start of this process can all be done easily online.

This is a one-time charge in exchange for finding and setting you up with the best financing available.

It operates the same way. We recommend starting with our free pre-approval service, and booking an appointment with us.

Driver’s license, two most recent pay stubs, proof of insurance, void cheque. If you happen to not have these at the time, just make sure you’re bringing your ID.

Yes, we have a variety of protection products available. Your finance specialist will show you the best ones that work for your needs.

Let's Get You in the Car, Pre-Qualify Now!

Know what car you can afford before you buy. Save yourself time and hassle by using MyCredit™ today.
No impact to credit