Our Financing Services at MyCar

Financing a vehicle can be a challenging and mentally taxing process. MyCar is here to make it as stress-free as possible. When buying with MyCar, rest assured that your financing options will be made clear and understandable. From finding cars in your budget to getting rates that work for you, you’ll be able to drive home in a vehicle you truly want and do so affordably. All you have to do is pick your desired vehicle, then start the entire process here online. From there, you’ll be connected to one of our team members, who will happily help you along and find you the best rates. Regardless of your financial situation, we’ll find the perfect financing solution for you and your needs.

Auto Financing for Any Credit Background

Auto Financing for Any Credit Background

Our MyCar team members excel in helping people with all credit situations. If you have suffered with any sort of financial trauma in the past we are ready to assist you in any way you require. Our financial services team members have years of experience helping our customers with any form of credit troubles. We will work tirelessly to find you a vehicle and interest rates that work for you and your budget; all the while aiding you in rebuilding your credit through the acquisition of an auto loan and by making payments consistently.

Finance FAQs

Q: What is approval based on?
A: Approval is based on a number of factors, including: income, credit history, credit score, debt load, amount of money as down payment, and more.
A: We have access to around 20 lenders, so we will work to find the best financing available to you.
A: Yes, a vast selection of our lenders specialize in assisting those who may not have great credit.
A: No, we can assist customers, in most circumstances, with zero down payment.
A: This depends on a number of factors, but our team can help you find the best one for you.
A: Yes, you can finance over the long term to get a lower payment, then make supplementary payments to pay off that loan faster.
A: Yes. First you need to get pre-approved and booked for a vehicle appraisal. The start of this process can all be done easily online.
A: This is a one-time charge in exchange for finding and setting you up with the best financing available.
A: It operates the same way. We recommend starting with our free pre-approval service, and booking an appointment with us.
A: Driver’s license, two most recent pay stubs, proof of insurance, void cheque. If you happen to not have these at the time, just make sure you’re bringing your ID.
A: Yes, we have a variety of protection products available. Your finance specialist will show you the best ones that work for your needs.

Skilled & Dedicated Finance Professionals

Where we differ from our competitors is simple. We deal with the most stressful part of any buying experience FIRST. The main question clients are concerned about is what is the payment going to be and will I be able to afford it. At MyCar we sit with every client and discuss what THEY want to accomplish. We look at the purchase of a vehicle as the icing on the cake because the most important thing is to make sure whichever vehicle you select is affordable and within the budget that YOU have determined for your lifestyle.